HARQ Book a briefing

Energy and commodity infrastructure, layered with security.

Know the credit answer before you trade. HARQ is the energy and commodity trading platform that puts the credit decision on the trader's screen while the deal is still being made. Built in Houston for energy companies everywhere.

Try the live credit check Book a briefing
US Gulf Coast to Rotterdam Bonny to Northwest Europe Ras Tanura to Singapore Fujairah to Ningbo

Routes and cargoes on the globe are illustrative. Drag the globe to turn it.

Try it now

Every ticket answers one question first: can we take this risk?

Pick a counterparty and move the trade size. HARQ shows how much of the credit line is used now, what this trade adds, and the decision.

  • Clear trades book straight away.
  • Amber trades go to a credit officer, with the reason.
  • Red trades are blocked and recorded.

Brent swap, January to June

Example companies

Within limit. Book it.

Used now
71.0%
After this trade
84.7%
This trade uses
USD 4.1M

    Simplified for this page. The platform runs ten ordered checks on every trade.

    Crude oil tanker at sea at blue hour

    One record, front to back

    Every cargo. Every counterparty. One answer.

    Swaps and physical cargoes share one credit view, so a trader never books against a limit someone else already used.

    Why HARQ

    What changes on the desk

    Most trading teams learn about a credit problem after the deal is done. HARQ moves that answer to the moment of decision.

    Today, in most trading systems
    With HARQ

    Credit is checked after booking, by email, phone or spreadsheet.

    A live credit answer

    Checks run as the trader fills in the ticket, so the answer is on screen before booking.

    Approvals wait in inboxes and nobody can see where they stand.

    Approvals with a clear owner

    Trades that need approval go straight to the credit officer's queue, and every decision records who made it and why.

    The same person can capture and approve a trade if a step is skipped.

    Segregation of duties, enforced

    The rule lives in the database. A trader can never approve their own deal, whatever screen or script they use.

    History can be edited, and finding what changed takes days.

    Records that prove themselves

    Every action joins a fingerprinted chain, so any change to past records shows up the moment the trail is checked.

    How it works

    How a trade moves through HARQ

    1. Capture

      The trader enters a swap or a physical cargo: counterparty, book, price, volume and dates.

    2. Check

      Ten checks run in order: sanctions and KYC, facility, current and potential exposure, available credit, collateral, concentration, tenor, payment terms and risk-adjusted use.

    3. Decide

      Clear trades book straight away. Amber goes to a credit officer. Red is blocked and recorded.

    4. Record

      Every version of the trade is kept, and every action is added to the audit chain.

    No surprises

    What's available, and what's next

    We separate what works today from what we are building, so you know exactly what you are buying.

    Available now

    Running in the platform today.

    • Pre-trade credit checkTen ordered checks with clear, amber and red results
    • Trade captureBrent swaps and physical crude cargoes
    • Credit officer approvalsReasons recorded, self-approval blocked
    • Tamper-evident audit trail
    • Every trade version kept
    • Each client's data walled off from every other

    In development

    Being built now, next in line.

    • Amend, confirm and cancel trades
    • Booked trades reserve their credit
    • Real-time event streaming to your other systems
    • Single sign-on with your company login
    • Approvals from your phone

    Roadmap

    Planned, in order of client demand.

    • Natural gas, power, LNG and refined products
    • Positions, P&L and value at risk
    • Scheduling, logistics and settlement
    • Excel and SAP connections
    • Market data feeds, including Bloomberg
    • AI assistants under company control
    • Fraud detection, incident reporting and disaster recovery
    • Producer reporting aligned with OPEC+ arrangements
    Offshore oil and gas platform at night

    Built for the whole value chain

    From the wellhead to the trading screen.

    Producers, refiners, traders, utilities and national oil companies run on the same principle: know your exposure before you commit.

    10ordered credit checks per trade
    3clear decisions: book, approve, block
    0trades a trader can approve alone

    Security and control

    Controls built into the data

    The protections a risk committee asks about are enforced by the database itself.

    Company data isolation

    Each client's data is fenced off at the database level, on every query.

    Separate duties

    Whoever captures a trade cannot approve it. The database refuses it.

    Append-only decisions

    Approvals and credit decisions can be added but never rewritten.

    Fingerprinted audit chain

    Each record carries a SHA-256 link to the one before, so a break shows exactly where.

    Least-privilege access

    Traders, credit officers and auditors each see and do only what their role allows.

    Repeat-safe requests

    A credit check sent twice is answered once, so a network retry never double-counts exposure.

    AI and machine learning

    Intelligence built into every desk, under your control.

    HARQ brings AI and machine learning into trading, risk and operations, governed so every model is approved, explainable and logged.

    Anomaly and fraud detection

    Flags unusual trades, prices, payments and user behaviour the moment they happen.

    In development

    Smart reconciliation

    Learns how your trades, confirmations and invoices match, and suggests the fix for each break.

    In development

    Ask HARQ

    Plain-language questions such as "What is my Brent exposure for Q1?", answered from your own data.

    In development

    Price and curve forecasting

    Machine-learning forecasts for crude, gas, power and LNG curves, shown beside the market view.

    Roadmap

    Counterparty credit scoring

    Early-warning scores that combine payment history, exposure and market signals.

    Roadmap

    Volume and imbalance forecasting

    Predicts nominations and imbalances from weather and demand, before charges arrive.

    Roadmap

    Governed AI, no shadow AI. Every AI request runs through one controlled gateway: approved models only, client data masked, every prompt and answer logged for audit. Your data is never used to train models for anyone else.

    Licensed workspace

    See a glimpse here. The full workspace is for licensed clients only.

    HARQ's dashboards, operational tools and functional modules are proprietary to PayDsecure Inc. and are not open source. Access is granted only to licensed companies, government agencies, and individuals who have completed HARQ training and certification.

    HARQ Workspace · Front officeSimulated data
    Brent forward curve, USD/bbl
    Positions, risk and P&L open to licensed clients only

    How to get access

    1. Request a briefing

      Companies, government agencies and individual professionals tell us about their markets and how they will use HARQ.

    2. Licence and due diligence

      We verify the applicant and sign a licence agreement and NDA.

    3. Training and certification

      Every user completes HARQ training and certification.

    4. Secure credentials

      Only certified users receive credentials to the HARQ workspace, with multi-factor sign-in.

    Already licensed and certified? Sign-in opens once your onboarding is complete.

    "Traders should never have to wait until after a deal to find out whether they could take the risk."

    Olujide Stephen Adesina, founder. An energy trading systems architect with more than 15 years in the industry, based in Houston.

    ProducersSelling crude and gas with credit visibility on every buyer.
    TradersTaking positions knowing the line before the call ends.
    RefinersBuying cargoes with counterparty risk checked up front.
    National oil companiesClear controls and audit for every lifting, from the Americas to Africa's fast-growing producers.

    Founding clients

    Help shape the platform your desk will run on.

    We are working with a small group of energy companies as founding clients. You get direct access to the people building HARQ, a say in what we build next, and founding-client terms. Start with a 30-minute briefing.

    Emailbriefing@harqenergy.com
    Phone, Houston+1 (518) 417-7482